Technology has brought the future of banking to one level up in the discussion. Banks are now more embarked on transforming services. Omnichannel is one of the ways to switching to new concept of banking that would help the bank of today to survive. Some entrants, usually tech companies, have stepped in with eye-caching products. They have this irresistible argument of providing financial services to all in lighter, more lenient, more user-friendly and cost-effective fashion.